Auto Loans

Lending for all of your needs!

Vehicles, debt consolidations, recreational vehicles, personal and much more. Speak to a loan officer for complete details, or apply online. To help you determine monthly payments, plug in one of our rates into the online loan calculator.

New and Used Vehicle Loans

Looking to purchase a new car, boat or camper? Wisconsin Medical Credit Union has some of the best rates around town. Wisconsin Medical Credit Union will borrow funds up to 100% of its value. Make sure you are getting a fair value on the vehicle you are purchasing or selling by getting the bluebook value or call the credit union and we can find it out for you.

Get pre-approved* so you have negotiating power when looking for a vehicle. By getting pre-approved you will be able to know how much you can spend and negotiate price instead of financing. Before shopping check out the value of your trade.

If you already have a car picked out, fill out a loan application* and let us get to work at getting you in the drivers seat. Check the value of your trade and the vehicle you're purchasing to make sure your getting a fair deal.

GAP Insurance

Insurance settlements don't always cover your loss. How do you know if your vehicle is adequately protected by your primary insurance carrier? Ask your self the following questions:

  • After I drive off the auto dealer's lot, will I owe more on my vehicle than it's worth? (Vehicles depreciate by thousands of dollars after purchasing.)
  • Will I put less than 20% down on the purchase of my vehicle?

Answering "yes" to either question mean your vehicle may not be completely protected. You could be responsible for paying the difference between your primary insurance settlement (vehicle's actual cash value) and your loan balancing in the event your vehicle is stolen, accidentally damaged beyond repair, or declared a total loss. This could add up to thousands of dollars out of your pocket. You'll pay on a vehicle you no longer drive, plus you still have to purchase a new vehicle.

GAP Insurance helps ease your financial burden by paying the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

Check out if GAP Insurance is good for you by using our GAP Insurance calculator.

Auto Tack-On Loans, Your interest tax deductable!

Use the equity in your home to finance your next vehicle. Here is how it works. We determine to see if you have enough equity in your home to cover the value of the vehicle. We use the car you are purchasing as collateral so this is a car loan. We record a mortgage on your home, so the interest on the loan may be tax deductible. By claiming the interest on your taxes could mean additional savings for you. Check with your tax advisor for tax deductibility.

Recreational Loans

Enjoy some of your favorite hobbies by purchasing that boat, camper or RV you want. If your looking to purchase a recreational vehicle, that's not a problem we can help. Any titled recreational vehicle will get you the same great rate as a car loan.

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