Fees and Charges

ACH Origination Free
ACH Origination Changes $10.00 ( 1 free per year)
ART (Automated Response Teller) FREE
Debit Card Chargeback Fee (Minimum transaction amount $25.00) $15.00 per chargeback
Balance drops below Money Market Minimum $15.00 per month
Box of checks Per quote
Check deposited / Returned NSF $15.00 per item
Commercial Lenders check presentation fee $10 per $100 of the draft
Debit Card First debit card is FREE
Debit Card replacement $10.00
Debit Card update charge – ATM $5.00 per request
Limits/ Reset Pins/ Lost Card/ Hot Card $5.00 per time, first one is free.
Dormant account fee
(If aggregate saving balances are less than $25.00 or no deposits or activity for 36 months)
$5.00 per quarter
Early withdrawal from Christmas Club, Vacation Club or Tax Club $15.00 per time
Excessive ATM withdrawal fee $.50 per item
(first 5 withdrawals are free)
Fax fee $.1.00 1st page, .50 each page after
Forced Closed Checking Account $50.00
HOBO (Home Online Banking Option) FREE
Image retrieval of check written on account $5.00 per item
Incoming Wires 15.00
Outgoing wire transfer fee $25.00 Domestic, $75.00 International
IPay EWay Bill Pay Service FREE ($10.00 per month after three months of non-use if not canceled by member.)
Loan Processing Fee on mortgages $250.00
Loan Processing Fee (small or short term) $20.00
Money Orders $1.00 per draft
Money Order/Corporate Check Stop Payment $35.00 per draft, $160.00 for a range of drafts
Money Order Void/Void and Reissue $10.00
Notary Public Service FREE
Overdraft Protection Transfer Fee $5.00 per item
Phone Transfers done thru Credit Union staff $2.00
Research and Balance Fee $20.00 per hour
Returned item NSF - Check, ATM and ACH $30.00 per item
Returned mail fee $2.00 per month
Statement copy fee $1.00 per page
Stop payment of a check or ACH $25.00 each, $50.00 for a group
Stop payment with un-validated amounts $50.00 initial charge per item $15.00 per item for each subsequent return after
Unclaimed Property Handling $150.00
Tax Levy processing $25.00
Photo copy .25
Non Member Check cashing fee $10.00