HOBO (Home Online Banking Option)

24-hour electronic access from home, the office, or your cell phone. This is a very convenient feature to access your account balances and ability to transfer between accounts. The transactions are live and in real time so they happen for you within seconds.

IPay EWay (Bill Paying Service)

This service makes it more convenient for you to make your payments online, and save money in postage. No need to keep track of due dates or log on to different sites to make your payments, this new service allows you to schedule your payments for the entire year if you want. It also provides an email notification option. Choose to be notified of an upcoming payment or when the money is scheduled to come out so you remember to deduct it in your check registry. By using this service, you can avoid the occasional mishap of a late or missed payment.

Auto and Homeowners Insurance*

Changing auto and homeowners insurance coverages can bring significant savings to our members. That's why Wisconsin Medical Credit Union has chosen to make these products available. With the members Auto and Home Insurance Program, you may save just for being a credit union member. And you may also qualify for a number of other discounts that could save you hundreds of dollars on insurance.

Discounts on auto insurance include:

  • Multi-car
  • Safe driver
  • Good student
  • Airbags, use of seatbelts
  • Anti-theft devices
  • Anti-lock brakes

Discounts on homeowners insurance include:

  • New home
  • Fire prevention device(s)
  • Burglary and fire alarms
  • Inflation protection
  • Multi-policies

No-obligation rate quotes by phone - Simply call toll-free 1-888-380-9287 for a free price quote. Insurance counselors are available to provide you with professional advice on coverage, rates, discounts, and benefits. Learn More!

GAP Insurance

Insurance settlements don't always cover your loss. How do you know if your vehicle is adequately protected by your primary insurance carrier? Ask your self the following questions:

  • After I drive off the auto dealer's lot, will I owe more on my vehicle than it's worth? (Vehicles depreciate by thousands of dollars after purchasing.)
  • Will I put less than 20% down on the purchase of my vehicle?

Answering "yes" to either question mean your vehicle may not be completely protected. You could be responsible for paying the difference between your primary insurance settlement (vehicle's actual cash value) and your loan balancing in the event your vehicle is stolen, accidentally damaged beyond repair, or declared a total loss. This could add up to thousands of dollars out of your pocket. You'll pay on a vehicle you no longer drive, plus you still have to purchase a new vehicle.

GAP Insurance helps ease your financial burden by paying the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

Check out if GAP Insurance is good for you by using our GAP Insurance calculator.

Medicare Options

If you're eligible for Medicare, you may already know it can be confusing sorting through all the Medicare benefit options available to you. How do you know which ones are right for you? Thanks to Wisconsin Medical Credit Union, you can soon have expert help with your Medicare decisions. That's because your credit union has partnered with Humana (a company dedicated to serving Medicare needs) and CUNA Mutual (a company dedicated to serving credit union member needs) to help you make the right Medicare choices for your personal situation. Starting October 26, 2009 - and before the Medicare Annual Election Period begins on November 15, 2009 - you can get: A no-cost, no-obligation Medicare consultation with a licensed, knowledgeable representative.

Medicare members can receive this no-cost service by calling CUNA Mutual toll-free at 1-877-774-8570 (TTY 1-866-205-6207). Hours: 8 a.m. - 6 p.m., Monday - Thursday, and 8 a.m. - 5 p.m., Friday, CST. You may also receive a mailing informing you of this benefit. HMO, PPO, PDP, and PFFS plans with a Medicare contract available to anyone entitled to Part A or enrolled in Part B of Medicare through age or disability (for MA plans, individuals must have both Part A and Part B). Enrollment period restrictions apply, call Humana for details: Toll-free 1-800-457-4708 (TTY 1-877-833-4486) 8 a.m. - 8 p.m., seven days a week.

Life Insurance*

To protect the ones you treasure most, you need the right life insurance plan. Your family could face challenging financial obligations if you're not there.

Plan for them now with benefits to help with:

  • Funeral costs and final medical bills
  • Mortgages and other outstanding debts
  • Food, utilities and other living expenses
  • College or childcare costs
  • Your spouse's retirement

Not sure how much or what type of insurance you need? CUNA Mutual's licensed professionals can help you understand your options. Call now for:

  • A personalized needs assessment
  • Accurate answers to your questions
  • Affordable, versatile options to fit your lifestyle and budget

Let us help you take care of your greatest treasure. Call toll-free: 1-877-MEMBERS (1-877-636-2377). Learn More!

Accidental Death And Dismemberment*

ClaimWhat's Yours - Wisconsin Medical Credit Union Members Get $1,000.00 No-Cost Protection

Your credit union membership entitles you to $1,000.00 of no-cost Accidental Death & Dismemberment (AD&D) insurance made available by your credit union through CUNA Mutual Insurance Society. To make your claim for $1,000.00 no-cost protection or to apply for more, contact MEMBERS Financial Services today: 1-877-MEMBERS (1-877-636-2377).

Life is an adventure. Like every adventurer, you know that expecting the best requires preparing for the worst. To help you be prepared, your credit union endorses Accidental Death and Dismemberment (AD&D) insurance from CUNA Mutual Insurance Society, a trusted company serving credit union members for more than 70 years.

Coverage benefits include:

  • Hospital benefit-helps pay for in-patient stay
  • Education assistance-helps pay college expenses for children or spouse
  • Childcare assistance-helps pay for childcare and other needs
  • Inflation protection-increased coverage every two years up to 25%

AD&D insurance supplements your life insurance. And, it's easy to get:

  • Acceptance is guaranteed for credit union members age 18 and over
  • No physical examination or questionnaire required

Let us help you be prepared. Call toll-free 1-877-MEMBERS (1-877-636-2377) for a personalized assessment and no-obligation quote.

ACH/Direct Deposit

With direct deposit, you authorize your employer or any agency, like the Social Security Administration, to deposit your check directly into your account so you can count on access to funds without visiting the credit union. Instead of a check, you receive a paper record of the transaction. Employers, for example, provide an earnings statement on payday showing net deposit and how much was withheld for taxes, company savings plans, or any other withheld amounts.

Both State and Federal tax refunds can be direct deposited to accounts of both electronic and non-electronic tax filers.

No matter where your check’s coming from, direct deposit takes the worry out of:

Stolen or misplaced checks
The Treasury Department reports that more than a million mailed Social Security and government pension checks are lost, stolen, or late every year. And, more than four million paychecks are lost or stolen each year.
Delayed deposits
Your funds are deposited regularly, and on time. You get paid even if you're not at work on payday, or can’t make it in during business hours.
Losing potential dividends
With timeliness of direct deposit you earn dividends on funds as soon as possible. Save time and money. Avoid making a trip to the credit union to make your deposit by using direct deposit while saving gas and time in your busy schedule.

Payroll Deduction

Automatic transfer of part of your net check is a great way to start saving, pay on your loans, and automatically deposited in your checking account without any hassle to you.

Wire Transfers

In a matter of hours money can be wired to any part of the world for whatever your needs may be.

Money Orders

Money Orders are a safe, convenient, and economical way to make payments while holding proof to assure proper credit. Money Orders are available up to $1,000 each.

Debit Cards (check cards)

From banking to everyday purchases, whether shopping, dining or traveling the world, to tracking expenses and paying bills, you'll enjoy these benefits plus more with every card:

  • Easy record keeping
  • Keeping track of a debit card transaction is no more difficult than managing your checkbook. As with a check, you deduct the amount from your account balance as soon as possible. The major difference: Instead of a check copy, you have a store receipt for your records.
  • 24-Hour Banking
  • Convenient way to get cash from your account any where 24 hours a day
  • Worldwide Acceptance
  • With acceptance at millions of locations worldwide
  • Pay Your Bills with Your Card
  • Take time to relax, and leave the bill paying to us. Pre-authorize merchants to automatically charge your card on a regular basis. Or use your card for one time only payments.

NCUA Insurance

Your savings is federally insured up to $250,000.00 by the National Credit Union Administration which is a U.S. Government Agency.

ART 24 Hour Telephone Teller

ART is a computer system which will automatically answer the telephone and respond to your request and inquiries. ART easily handles tasks such as account transfers, loan payments, line-of-credit loan advances, check withdrawals, account balance inquiries, share draft inquiries, account histories, and many other services.

This service is FREE and available 24 hours a day, 7 days a week - even holidays! To use ART Call (920) 437-3480 or 1-866-437-3480. ART Transaction Reference Codes

Notary Public Service

For those times when you are required to have an authorized official, certify or attest legal documents. No fee charged. Call the credit union first to see if there is one available before you come in.

Discount Tickets

We offer discount tickets to Noah’s Ark, Milwuakee County Zoo, and Mt. Olympus. Come into the credit union for more information.


*Insurance sold through CUNA Mutual Insurance Society. The insurance offered is not a deposit and is not federally insured or guaranteed or sold by your credit union. Your credit union enables this program to be offered and is entitled to compensation from CUNA Mutual Insurance Society for doing so. Products may not be available in all states.