SAVINGS

Regular Savings

  • Minimum deposit of $25.00 to open this account
  • No monthly service fees
  • Account provides full membership to the credit union
  • Dividends earned monthly
  • Can be used for overdraft protection
  • Free online banking
  • Free mobile banking
  • Free e-statements
  • Free remote deposit
  • Federally insured by NCUA

Piggy Bank Accounts


Club Accounts

  1. Christmas
    • Enjoy the peace of mind knowing that you will have cash for the holidays
    • Minimum deposit of $5.00 to open this account
    • Federally insured by NCUA
    • Dividends credited annually
    • Funds disbursed 2nd Thursday of October
  2. Tax
    • The tax account is an easy way to be assured that you will have the funds needed to pay your property taxes
    • Minimum deposit of $5.00 to open this account
    • Federally insured by NCUA
    • Dividends credited annually
    • Choose to pay out annually in December or semi-annually in January and July
  3. Vacation
    • This account is designed for your convenience so you can take that vacation you desperately need
    • Minimum deposit of $5.00 to open this account
    • Withdrawals allowed once per quarter
    • Dividends credited monthly
    • Federally insured by NCUA

Money Market

  • Tiered rates that yield higher dividends
  • No monthly service fee
  • $1,000.00 Minimum balance required to open a Direct* Money Market account. * requires direct deposit or payroll deduction
  • $2,500.00 Minimum balance required to open a Flexible Money Market account
  • Dividends will be compounded and credited monthly
  • Limited to six (6) withdrawals of any kind per quarter. Please contact the Credit Union for further information regarding these limitations

Certificates of Deposit

  • An attractive investment, offering the perfect combination of higher return and maximum safety
  • Terms from 90 days to 5 years
  • Rates are fixed for length of investment term
  • Dividends are compounded quarterly
  • Minimum deposit of $1,000.00
  • Penalty for early withdrawal

Certificate of Deposit for a Piggy Bank Account

  • Start saving for your child’s future by opening a certificate of deposit under their Piggy Bank Account
  • Same rates apply as our regular certificate program
  • Minimum balance required of $500.00
  • Available in three month, six month, and one year terms
  • Rates are fixed for length of investment term
  • Dividends are compounded quarterly
  • Penalty for early withdrawal

IRAs

  • Individual Retirement Accounts offer a tax-advantage way of investing for your retirement years. Click here for more information from the IRS
  • Minimum deposit of $25.00 is required to open and maintain this account
  • Dividends earned monthly
  • No Set up or maintenance fees
  • Federally insured by NCUA

IRA Certificate of Deposit

  • Terms from 90 days to 5 years
  • Rates are fixed for length of investment term
  • Dividends are compounded quarterly
  • Minimum deposit of $1,000.00
  • Penalty for early withdrawal
  • An attractive investment, offering the perfect combination of higher return and maximum safety
  • No set up or maintenance fees
  • Federally insured by NCUA