News
Introducing Accel
Wisconsin Medical Credit Union is pleased to announce the newest member benefit – Accel Members Financial Education and Counseling.
As a valued member of Wisconsin Medical Credit Union, we are committed to serving you. And as a benefit of your membership, we have teamed up with Accel to offer and provide our members with free access to financial education and counseling services such as:
- Personal and family budgeting
- Understanding your personal credit report and how to improve your score
- Personal money management
- Debt management and repayment
- Avoiding bankruptcy, foreclosure, and repossession
- Housing Education and Counseling
- Mortgage Default and Delinquency Counseling
- First-Time Homebuyers Education
- Reverse Mortgage Counseling
- Home Equity Loan Counseling
Toll-Free Information Line
You can contact the Accel program for immediate help with any financial question.
Financial Counseling Sessions
Counseling sessions are focused entirely on your concerns and needs. You are not limited in the number of sessions you may have. Your counselor will help you develop a customized budget and detailed action plan based upon your financial goals.
Credit Report Review
The Accel program provides credit report reviews to assist you in understanding your personal credit report and credit score. Accel financial counselors will help you resolve inaccurate information, understand how bureaus report information and how to become more credit worthy. Additionally, you can get a copy of your personal credit report from Accel for a nominal fee (state restrictions may apply.)
Debt Management Plan (DMP)
Working with you, an Accel financial counselor will contact your creditors to negotiate concessions and/or work out loan payment agreements. Typically, credit card companies will agree to lower interest, eliminate fees, and cease collection activity.
Housing Counseling
As a HUD-approved housing counseling organization, Accel financial counselors can help you with pre-purchase education, reverse mortgage counseling or foreclosure prevention issues. Whether you have questions about the home-buying process or how to manage a budget once you get into your home, an Accel counselor can assist you.
Through comprehensive education and exceptional service, this organization has been assisting individuals for more than 44 years.
Accel can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away. Counselors are available Monday through Thursday 8 a.m. to 10 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this new service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at www.accelservices.org
