Fees & Charges
| Fees and Charges | Effective date 03/19/2026|
|---|---|
| Account Verification fee | 1st one Free-each one after $5 |
| ACH Origination | Free |
| Bill Pay Service | Free |
| Balance drops below Money Market Minimum | $15.00 per month |
| Box of checks | Per quote |
| Cashier's Check | $3.00 per check |
| Check Cashing (members with only savings accounts) | $10 per check |
| Coin Counting (member with only savings accounts) | 10% of coin |
| Commercial Lenders check presentation fee | $5 next replacement and add $5 for each recurrence |
| Debit Card | First debit card is FREE |
| Debit Card replacement | $5 for replacement multiplied by the amount of debit cards on file after freebie. Not to exceed $20. Resets after a year of no fraud/card loss |
| Temporary Debit Card (good till December 31st of year issued) | (1st one Free) $5 for each replacement card |
| Debit Card Chargeback Proven to be Legitimate Fee (Minimum transaction amount $25.00) | $30.00 per chargeback |
| Deferment fee | $35.00 |
| Dormant account fee (If aggregate saving balances are less than $25.00 or no deposits or activity for 24 months) |
$5.00 per month |
| Early withdrawal from Christmas Club, Vacation Club or Tax Club | $15.00 per time |
| Excessive ATM withdrawal fee | $.50 per item (first 5 withdrawals are free) |
| Fax fee/Copy | $1.00 per page |
| Forced Closed Checking Account | $50.00 |
| Forced Place Insurance Processing | $25.00 |
| Home/Mobile Banking | FREE |
| Image retrieval of check written on account | $5.00 per item |
| Insurance Processing Fee | $5.00 |
| Incoming Wires | $15.00 |
| Outgoing wire transfer fee | $25.00 Domestic |
| Loan Payment by check returned | $15.00 |
| Loan Processing Fee (small or short term) | $20.00 |
| Mailing Check Fee | $2.00 |
| Money Orders | $1.00 per draft |
| Money Order/Corporate Check Stop Payment | $35.00 per draft |
| Money Order Void/Void and Reissue | $10.00 |
| Notary Public Service | Free to members, $25.00 for non-members |
| Overdraft Protection Transfer Fee | $5.00 per item |
| Overnight mailing request USPS | $50.00 |
| Phone Transfers done thru Credit Union staff | $2.00 |
| Research and Balance Fee | $25.00 per hour |
| Returned item NSF - Check, ATM and ACH | $30.00 per item |
| Returned mail fee | $2.00 per item |
| Reversal of loan payment | $15.00 |
| Skip a Payroll fee | $20.00 |
| Statement reprint | $2.00 per page |
| Stop payment of a personal check or ACH | $25.00 each, $50.00 for a group |
| Stop payment with invalidated amounts | $50.00 initial charge per item $15.00 per item for each subsequent return after |
| Unclaimed Property Handling | $150.00 |
| Tax Levy processing | $25.00 |
| Non Member Check cashing fee | $10.00 or 10% whichever is greater (On US Checks only) |
| Unclaimed Property Handling | $150.00 |
| Under Dormant Account Fee add Dormant checking fee – no activity for 6 months | $5.00 per month (close after 12 months inactivity) |